These Terms of Service ("Terms") govern your access to and use of T&G Terminal (the "Service"), operated by [LEGAL ENTITY NAME] ("we," "us," "our"). By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
You must be at least 18 years old and able to form a binding contract to use the Service. By using it, you represent that you meet these requirements.
The Service provides educational and informational market analytics, screeners, dealer-positioning views, automated desk notes, and news summaries. It does not provide investment, legal, tax, or financial advice, and we are not a registered investment adviser or broker-dealer. See our Disclaimer, which is incorporated into these Terms.
Access may require signing in (for example, via a Discord account) and an active membership. You are responsible for maintaining the confidentiality of your login and for all activity under your account. Access is granted to you personally and is non-transferable; you may not share, resell, or provide access to others.
Paid memberships are billed through our third-party provider ([Whop / billing provider]). Unless stated otherwise, subscriptions renew automatically for successive periods until cancelled, and you authorize recurring charges until you cancel. You may cancel at any time; cancellation stops future renewals and takes effect at the end of the current billing period. Refunds, if any, are governed by our refund policy: [state your refund policy]. Prices may change on prospective notice.
You agree not to: (a) scrape, crawl, resell, redistribute, or republish the Service or its data; (b) reverse engineer or attempt to extract source data or keys; (c) share, sublicense, or transfer your access; (d) use the Service unlawfully or to violate any third party's rights; or (e) interfere with or disrupt the Service or its infrastructure.
The Service, including its software, design, text, and the T&G / Trades & Gains marks, is owned by us or our licensors and protected by law. We grant you a limited, revocable, non-exclusive, non-transferable license to access the Service for your personal, non-commercial use, subject to these Terms.
The Service relies on third-party data and infrastructure providers. Their content is provided "as is," may be delayed or inaccurate, and your use of it may be subject to those providers' own terms. We are not responsible for third-party content, availability, or acts.
THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY TRADING OR INVESTMENT LOSSES, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE [3 / 12] MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.
You agree to indemnify and hold us harmless from claims, losses, and expenses (including reasonable legal fees) arising from your use of the Service or your breach of these Terms.
We may suspend or terminate your access at any time for any reason, including breach of these Terms. Provisions that by their nature should survive termination will survive.
We may modify the Service or these Terms. Material changes take effect when posted; your continued use after changes means you accept the updated Terms.
These Terms are governed by the laws of [JURISDICTION], without regard to conflict-of-laws rules. Disputes will be resolved in the courts located in [JURISDICTION / venue].
Questions about these Terms: [CONTACT EMAIL].